Thrift Holdings Recovery
When a property is sold at a tax sale or foreclosure sale for more than the amount owed, the leftover money is called surplus funds or overage funds.
This remaining money legally belongs to the former property owner.
Counties often send only one letter to the last known address.
Most people:
Never receive the notice
Moved or changed addresses
Don’t understand the letter
Think it's junk mail
We help make sure you don’t miss out on funds that belong to you.
Nothing upfront.
Our services are 100% contingency-based, meaning:
You pay nothing unless we successfully recover your funds.
Our fee is only taken after the county releases your funds.
Yes.
Surplus/overage recovery is a legitimate and legal process.
We provide proof from county records showing the exact amount available, and your claim is filed directly with the county government.
Most claims take:
14 to 30 to 90 days
However, some counties move faster or slower depending on workload and regulations
Just basic information:
Your name
Contact details
The property address
Your current address
A signed agreement
You may also provide a copy of your ID to speed up processing.
No.
We do not require your SSN to start or complete your claim.
We keep you updated throughout the entire claim process and notify you when:
Documents are filed
The county is reviewing your claim
The county approves or denies your claim
Funds are released
Once the county releases the funds:
The county issues payment
Our agreed-upon fee is deducted
You receive your portion immediately
We will explain exactly how the payment is issued based on your county.
Then you owe absolutely nothing.
We only get paid when we recover your funds successfully.
We research ownership records and verify claimants to prevent fraud or incorrect filings.
If you are the rightful owner or heir, we will help you submit proper documentation.
We:
Provide proof directly from county records
NEVER ask for upfront payment
File claims directly with official county offices
Only get paid if your funds are recovered
This protects clients from risk.
